23 Mar
I just discovered Restaurant.com where you can buy gift certificates for local restaurants at a discounted price. Most restaurants offer $25 gift certificates for $10 as well as $10 gift certificates for just $3. Some restaurants have other amounts available as well. The gift certificates are printed on your computer, so […]
Posted in Budgets, Frugality, Rebates, Saving by: Odnal
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01 Mar
I got involved in running for exercise about 4 months ago. I bough my first pair of shoes from a local running store for $109. I knew that was expensive at the time, but it really was necessary because they provided good customer service by helping me to find the right shoes. […]
Posted in Frugality, Saving by: Odnal
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27 Feb
Software can be expensive. When buying a computer, the operating system is usually included in the base price, along with a number of marginally useful applications for doing day-to-day tasks. Anti-Virus and security products often include only 90 day versions before you have to pay for the full version.
With the quality of […]
Posted in Frugality, Saving by: Odnal
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23 Feb
In reading through my blogroll, I came across a couple references to using TreasuryDirect.gov to purchase savings bonds as an alternative to high yield savings accounts. I figured it was worth looking into, so I signed up on the website. The registration process was a little awkward, and you can’t log […]
Posted in Investing, Saving by: Odnal
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18 Feb
Our family hasn’t had a ‘normal’ cell phone from one of the big carriers for about a year now. Instead, we use a prepaid cell phone from TracFone because it is far less expensive for our situation. Instead of paying around $30/month plus taxes, our cell phone bill is only […]
Posted in Frugality, Saving by: Odnal
2 Comments
15 Feb
Free Money Finance just posted that he buys new cars, which really surprised me. They just depreciate so fast, that you couldn’t help but end up owing more than the car is worth. I can’t imagine I’d every want to buy a new car.
A few months ago, my family was shopping for a […]
Posted in Saving by: Odnal
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07 Feb
This is a handy ‘rule’ that I learned a long time ago and often comes in handy. The rule of 72 refers to a simplified way to estimate the amount of time that money invested at a given interest rate will take to double in value. Simply divide 72 by the interest […]
Posted in Investing, Saving by: Odnal
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27 Jan
I don’t use a cell phone much, and have found that TracFone works out the best for as much as I need. With their service you buy a card for a certain number of minutes and a time frame (in months). For example, they have cards from 60 minutes/3 months to 400 minutes/1 year. They […]
Posted in Saving by: Odnal
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